Kresnier Perez

 

 

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Maximize Retirement Savings with IRA Financial

IRA Financial is a financial services company that specializes in providing self-directed retirement accounts, particularly Individual Retirement Accounts (IRAs). Founded with the mission to empower individuals to take control of their retirement savings, IRA Financial offers a range of products and services designed to facilitate investment in various asset classes. Unlike traditional financial institutions that […]

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Securing Funding: How to Get a Small Business Loan

Small business loans are available in multiple formats, each tailored to address distinct financial requirements and business situations. Term loans represent the most frequently utilized option, delivering a single lump sum payment that borrowers repay according to a predetermined schedule, usually through consistent monthly installments. These loans are categorized as either secured or unsecured. Secured

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The Big Four: Amazon, Apple, Facebook, Google

In the contemporary landscape of global business, the term “Big Four” typically refers to four colossal entities that have fundamentally reshaped their respective industries and, by extension, the world economy. These companies—Amazon, Apple, Facebook (now Meta Platforms, Inc.), and Google (part of Alphabet Inc.)—have not only achieved remarkable financial success but have also become integral

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Maximizing Profits: The Role of Managerial Accounting

Managerial accounting, often referred to as management accounting, is a specialized branch of accounting that focuses on providing financial and non-financial information to managers within organizations. Unlike financial accounting, which is primarily concerned with reporting financial information to external stakeholders such as investors and regulators, managerial accounting emphasizes internal decision-making processes. It equips managers with

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Maximize Your Savings: Essential Tax Write Offs

Tax write-offs, formally termed tax deductions, are legitimate business or personal expenses that reduce a taxpayer’s gross income for tax calculation purposes. These deductions lower the total amount of income subject to federal and state income taxes, resulting in decreased tax liability. The deduction system operates on the principle that taxpayers should not pay taxes

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Maximize Your Tax Right Offs: 10 Tips for Saving on Taxes

Tax deductions are a crucial aspect of the tax system that can significantly reduce an individual’s taxable income, thereby lowering the overall tax liability. At its core, a tax deduction is an expense that taxpayers can deduct from their total income to arrive at their taxable income. This means that the more deductions one can

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Empowering Entrepreneurs: The Impact of Micro Loans

Microloans are small-scale financial instruments typically ranging from $100 to $25,000, designed to provide capital access to individuals and small businesses excluded from traditional banking systems. These borrowers often lack credit history, collateral, or formal employment documentation required by conventional financial institutions. The microlending model gained international recognition in the 1970s through Muhammad Yunus and

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Empowering Entrepreneurs: The Impact of Micro Loans

Micro loans have emerged as a vital financial tool for aspiring entrepreneurs, particularly in developing economies where access to traditional banking services is limited. These small loans, typically ranging from a few hundred to a few thousand dollars, are designed to provide individuals with the necessary capital to start or expand their businesses. The significance

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Maximize Your Tax Benefits with an Enrolled Agent

An Enrolled Agent (EA) is a federally licensed tax practitioner authorized to represent taxpayers before the Internal Revenue Service (IRS). The EA credential is issued directly by the IRS, distinguishing it from other tax professional designations. Individuals can obtain EA status through two pathways: successfully completing the Special Enrollment Examination (SEE), which tests comprehensive knowledge

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Maximize Efficiency with QuickBooks Certified

QuickBooks Certified is a professional credential that validates an individual’s expertise in QuickBooks accounting software, developed by Intuit. This certification demonstrates proficiency in core accounting functions including financial record management, payroll processing, invoicing, and other essential bookkeeping tasks. To obtain certification, candidates must pass a comprehensive examination that evaluates their understanding of QuickBooks features, functionality,

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